DESSINATEUR ELECTRIQUE - TECHNICIEN (80308870) Differdange, Luxembourg, Luxembourg and 1 more Trending Job Description ArcelorMittal Long products Luxembourg recherche : deux Dessinateurs projecteur en électricité (F/M) sur le site de Differdange, un pour le service de la maintenance du Laminoir TGrey et un pour l'Acierie. Missions principales Au sein de l'équipe, vous participez aux études, à la préparation et au suivi de projets électriques industriels, avec un fort lien avec le terrain. À ce titre, vous avez notamment la charge de : Réaliser les schémas électriques de puissance et de contrôle-commande Concevoir et dimensionner des installations électriques : Choix des composants (disjoncteurs, variateurs, câbles, etc.) Dimensionnement des sections, protections et alimentations Lire, analyser et comprendre les plans et dossiers techniques existants Modifier et mettre à jour les dossiers techniques et schémas électriques Effectuer des relevés sur site sur des installations existantes Participer à la réception des armoires électriques chez les fournisseurs Assister l'ingénieur support ou l'automaticien lors des mises en service Suivre et coordonner les sous-traitants pour la partie chantier Se porte garant de la bonne mise à jour et de la disponibilité des schémas électriques des installations Profil recherché Formation en électrotechnique : électricien, technicien, BTS, DUT ou équivalent Habilitations électriques à jour (BT/HT selon profil) Bonne connaissance des normes électriques industrielles Bonne connaissance des normes de sécurité machine Compétences techniques attendues Capacité à réaliser des schémas électriques de puissance et de contrôle-commande Maîtrise d'un logiciel de dessin électrique de type AutoCAD Electrical ou équivalent ; La maîtrise de Eplan constitue un réel atout Capacité à concevoir des solutions techniques fiables et adaptées aux contraintes industrielles Bonne capacité d'analyse des installations existantes et des besoins terrain Expérience souhaitée Expérience en environnement industriel, idéalement en sidérurgie ou en process lourd Bonne compréhension des contraintes de maintenance, exploitation et sécurité Expérience dans le suivi de chantier et la gestion de sous-traitants appréciée Qualités recherchées Rigueur et sens du détail Autonomie, avec une forte présence terrain Bon relationnel et capacité à travailler avec les équipes maintenance, automatisme et production Esprit pratique et orientation solutions

Job Description Purpose of the role Own the product and solutions portfolio for ArcelorMittal Tailored Blanks, driving profitable growth by turning customer needs into market-ready, manufacturable, high added value (HAV) offers. Main responsibilities and accountabilities Key success measures (first 12 months) Deliver 2–3 HAV launches (or equivalent customer approvals) with full industrial readiness and a design freezing case. Build and maintain a 12–18 month validated pipeline (min. 5 qualified opportunities) with clear milestones, owners, and risks. Improve portfolio performance by achieving an agreed margin uplift (e.g., +1~2 pts) through mix, pricing support, and cost-down actions. Reduce NPD execution friction by reaching ≥90% on-time milestone delivery for the active development portfolio. Strengthen customer impact by delivering 4–6 customer technical workshops and converting at least 2 into active projects. Key responsibilities Safety leadership Lead by example on Health & Safety and compliance with Life Saving Golden Rules; conduct regular shopfloor and layer interactions and contribute to prevent incidents. Portfolio ownership Manage the performance and competitiveness of the current product portfolio across sites (cost, margin, quality, and lifecycle profitability). Innovation & launches Identify opportunities, build business cases, and lead end-to-end development and launch of HAV products and solutions aligned with strategy and industrial capability. NPD governance Drive deliverables across all New Product Development (NPD) stages (scope, validation, industrialization, launch readiness), with clear milestones and risks. Customer value selling Translate technical value into clear customer propositions; support advanced engineering discussions and enable customer teams with tools, data, and training. Cross-functional leadership Coordinate closely with Global R&D, plants, quality, and sales to keep a robust pipeline and ensure solutions are manufacturable on a scale. Candidate profile Education Master's degree in an Engineering specialty Experience Strong engineering foundation and proven ability to lead cross-functional product work from concept to industrialization in a B2B/industrial environment. Technical experience Deep understanding of materials, metallurgy, and forming/joining processes; ability to connect design choices to manufacturing reality. Automotive product and customer knowledge (OEM/Tier-1) with experience supporting advanced engineering and launch readiness. Business acumen to build value propositions, quantify impact (cost/mass/CO2), and defend technical trade-offs. Product & leadership skills End-to-end product development discipline (requirements, validation, industrialization, launch) with structured risk and stakeholder management. Customer-, results-, and innovation-driven mindset; comfortable making decisions with incomplete data and escalating early when needed. Clear communication and reporting: turn complex topics into concise messages for customers, plants, and leadership. Personal skills Fluent business English (spoken and written) is mandatory. Strong networking and collaboration skills across functions and cultures; able to influence without formal authority. Project leadership in a multi-customer environment; able to prioritize, manage expectations, and keep momentum. High responsiveness and sound judgment; proactive in sharing information and enabling others. Software M365 Catia ANSA pre-processor META post-processor Language Fluent in English; French and/or German will be a plus About the job Location: Paris (metro), Stuttgart, Cologne and Luxembourg (preferable) Occupacy: 100% Starting date: Immediate Travel time (in %): 75% Job schedule: Full time

Lead Buyer CAPEX – ArcelorMittal Decarbonization Program Luxembourg Trending Job Description As part of our billion-euro decarbonization program, we are launching some of the largest industrial transformation projects in Europe. These are mega CAPEX projects, involving complex stakeholder ecosystems, major industrial equipment procurement, and long-term strategic impact. To support this ambition, we are looking for an experienced CAPEX Project Buyer who has already operated in large-scale industrial environments (Oil & Gas, Energy, Mining, Heavy Industry) and are comfortable managing high-value, complex procurement packages. Your role As a Lead Buyer, you will play a critical role in delivering large-scale CAPEX investments (multi-million to billion € projects) from early strategy definition to contract execution. You will operate at the heart of the project ecosystem, working closely with Project Directors, Engineering teams, EPC/EPCM contractors and suppliers across the globe. This role is not a traditional category buyer position — it requires hands-on experience in project procurement within mega projects, with strong Your key responsibilities Project Procurement Leadership Lead full CAPEX procurement lifecycle in line with ArcelorMittal Capital Investment Project Methodology (from early purchasing strategy definition to contract execution) Drive execution of the approved AM Investment Plan and CAPEX Procurement Strategy & Objectives, with support from the CAPEX Manager Develop Project and Package Purchasing Strategies from early project phases through Final Investment Decision, ensuring optimized solutions for the Investment Approval Committee (IAC) Define and maintain Procurement Risk Management plans, from identification to mitigation actions Monitor and report project progress using CAPEX Tools Identify synergies and leverage bundling opportunities across the Global CAPEX Team Supplier & Tender Management Select and engage suppliers from the Global Supplier Base in RFx processes (e-RFQ, e-sourcing) Ensure supplier onboarding and qualification in collaboration with the Vendor Management function Lead the Tendering Process, including: Technical and commercial alignment Cost analysis and benchmarking (with Benchmark Analyst support) Shortlisting of best offers Drive End of Negotiation (EoN) to secure optimized contracts (price, terms & conditions) aligned with Purchasing Performance KPIs Ensure governance and approval of negotiation results per ArcelorMittal Procurement Governance Contracting & Execution Lead contract drafting and negotiation aligned with: ArcelorMittal General Conditions for Capital Purchases Standard frameworks Support contract administration together with User Site CAPEX Buyers, including: Change order management Claims management Contract performance follow-up Ensure full utilization of Procurement digital tools (DigiPACE) for all sourcing and contract management activities Stakeholder Management & Project coordination Coordinate all purchasing activities with local CAPEX teams at User Sites Work closely with Project Leaders, Engineering teams, Operations and Global Procurement Act as a key interface within complex, multi-stakeholder mega projects Execute Supplier Management requirements in line with AM Capital Goods (AMCG) Policy Collaborate with Process Quality & Vendor Management teams Conduct Supplier Assessments throughout the project lifecycle (Supplier Assessment Campaigns) Compliance Ensure full compliance with: Group Procurement Policy (Best-in-Class Supply Chain & Responsible Sourcing) AM Capital Goods (AMCG) Policy, including governance requirements Capital Investment Project Methodologies (milestones, gates, assessments for Procurement Knowledge Area) Health & Safety (H&S) Policy and Life Saving Golden Rules Usage of Purchasing Productivity Tools (e-RFQ, e-sourcing, supplier management, contract management systems) What we are looking for Someone with strong exposure to mega projects and CAPEX environments : 12+ years in Procurement, Engineering, or Project environments Proven experience as Project Lead Buyer / CAPEX Lead Buyer on large industrial projects Experience managing high-value procurement packages (multi-million €) Background in heavy industries (Oil & Gas, Energy, Mining, EPC/EPCM, Infrastructure, Steel…) Strong exposure to CAPEX investments and project-driven procurement (not just category buying) Skills & mindset Excellent negotiation skills in complex environments Strong commercial and analytical mindset (TCO, risks, cost breakdowns) Ability to operate in large, fast-paced, international project teams High level of autonomy, ownership, and resilience Strong stakeholder management and communication skills Education & tools Master's degree in Engineering, Supply Chain, or Project Management Fluent in English Familiar with procurement tools, contract management, and project methodologies Why Join Us Be part of one of the largest industrial decarbonization programs in Europe Work on mega projects with real impact on sustainability Exposure to strategic, high-value procurement decisions Collaborate with top experts in CAPEX, engineering, and industrial transformation Grow in a dynamic, international and high-performance environment

Mitsubishi UFJ Investor Services and Banking (Luxembourg) S.A. (MIBL) is a Bank incorporated in Luxembourg and is fully owned by Mitsubishi UFJ Trust and Banking Corporation, member of the Mitsubishi UFJ Financial Group, one of the largest financial groups worldwide. MIBL provides a wide range of financial services to institutional investors including depositary, custody, fund administration and other banking-related services. MIBL now has an opening in its Finance Department for a: Accounting Supervisor - (M/F) (Ref: MIBLAC_072026) Primary day to day responsibilities (including but not limited to): Role responsibilities: - Review the Group reporting package prepared by the team, including Japanese GAAP, US GAAP, Consolidated reports, Basel III report, Country by country reporting for MUTB headquarter; - Assist the Head of the Accounting Section, advise on various accounting matters in appropriate manner; - Review and approval of accounting entries in Olympic; - Review the Budget monitoring and provisions of General expenses process; - Review the preparation of monthly provisions for Commissions receivables and payables; - Participate in the annual accounts preparation of MIBL and Management Company (MUFGLM); - Establish, review, update of the Finance Department policies, internal working procedures support the implementation of external regulations affecting Finance Department. - Assist with the validation of General Expenses and payments in Novabank; - Control the intercompany transaction report for MUFG group; - Assist the Head of Finance during the statutory audit of the Bank and the Management company, by providing external auditors with the necessary supporting documents; - Control the coverage of foreign exchange position for bookings and payments issued by Accounting Department; - Recording Back values transaction analysis and recording process - Interest monitoring file preparation; - Accounting for Financial Instruments; - Preparation of monthly reports to the General Management and/or Committees; - Review and update of Finance department procedures; - Assist other departments in any corporate matters; - In charge of Accounting matters under IFRS; - Advising on new accounts creation and testing in Olympic; - Contributes to the development and implementation of processes and internal controls; - Assists the Head of Accounting in acting as a mentor for other accounting members by providing guidance, professional development and performance feedback; - Consolidation of accounts - Assisting Head of Finance in financial planning, reporting, finance projects and strategic initiatives. - Act as a backup of the other members of the team. Your profile: - Good knowledge of Accounting under Lux GAAPs and IFRS; - Good understanding of the bank's business; - High professional consciousness. - Good analytical and organizational skills; - Good communicational skills; - Good knowledge of English (all other language is an asset); - Good knowledge of PC handling; - Discretion efficiency & initiative. Pay range and compensation package: 90k-115k If you are interested in taking up this opportunity, please send your application letter with detailed curriculum vitae to: Mitsubishi UFJ Investor Services & Banking (Luxembourg) S.A. Attention: Human Resources Department 287-289, Route d'Arlon L – 1150 Luxembourg e-mail : recruitment@lu.tr.mufg.jp Please be aware that in accordance with the law of July 23rd, 2016 the selected candidate will be requested to provide a criminal record (section 3).

Administrative & HR Coordinator – Part Time – 3 months contract Start date: ASAP Type of contract: Interim or CDD with the client 20 Hours per week Location: Luxembourg city We are seeking a proactive and organised Administrative & HR Coordinator to support our client day-to-day operations. This role combines employee administration, recruitment coordination, and general office support, making it ideal for someone who enjoys working in a fast-paced environment and ensuring processes run smoothly. Key Responsibilities • Coordinate the onboarding process for new employees. • Ensure all required documentation is collected prior to an employee's start date. • Maintain accurate employee records and personnel files. • Collect and verify employee information, including payroll and banking details. • Track the completion and filing of employment contracts and other onboarding documentation. • Provide day-to-day administrative support to the business. • Prepare agendas and supporting documentation for internal meetings. • Coordinate and support regular operational meetings. • Assist with document management, correspondence, and general office administration. • Carry out additional administrative duties as required. • Coordinate interviews between candidates and hiring managers. • Manage interview scheduling and calendar coordination. • Communicate with candidates throughout the recruitment process. • Support the recruitment team with administrative tasks related to hiring activities. Profile • Excellent organisational and time management skills. • Strong attention to detail and accuracy. • The ability to manage multiple priorities simultaneously. • Strong communication and interpersonal skills. • A proactive, reliable, and service-oriented approach. • Good knowledge of Microsoft Office (Outlook, Word, Excel, PowerPoint). • Previous experience in an administrative, HR, recruitment coordination, or office support role is advantageous.

Business Process Analyst M/F Join this dynamic company as a Business Process Analyst M/F About the Opportunity We are currently Recruiting for an international organisation looking to strengthen its finances. Operations team. This role offers the opportunity to work in a dynamic, Multinational environment where data accuracy, compliance, and supplier Experience is at the heart of business success. As a Business Process Analyst, you will play a key role in ensuring effective onboarding, Validation, and maintenance of supplier information across the EMEA region. You will collaborate with a wide range of stakeholders while contributing to Process excellence and continuous improvement initiatives. Your Responsibilities Manage and support supplier onboarding activities across the EMEA region. Review, validate, and maintain supplier records and supporting documentation. Verify critical supplier information, including tax and banking details, in accordance with internal compliance standards. Ensure accuracy, consistency, and completeness of vendor master data within ERP systems. Perform data validation control checks to support secure payment processes and mitigate risk. Liaise directly with suppliers when additional verification is required. Collaborate closely with Procurement, Finance, Operations, IT, and external service providers. Respond to internal and external stakeholder queries in a professional and timely manner. Participate in data quality initiatives, process improvements, and cross-regional projects. Contribute to maintaining high standards of governance, compliance, and operational excellence. Your Profile Required Skills & Experience Fluent English (written and spoken). Strong attention to detail and commitment to data accuracy. Excellent communication and stakeholder management skills. Ability to work in a structured, process-driven environment. Team-oriented mindset with strong collaboration skills. Previous experience in one of the following areas: Finance Operations, Accounting, Accounts Payable (AP), Purchase-to-Pay (P2P), Procurement, Shared Services or Administrative Operations. Nice to Have Bachelor's degree in Finance, Accounting, Business Administration, or a related field. Experience in supplier onboarding, vendor management, or master data administration. Exposure to ERP platforms such as SAP, Oracle, Coupa, or similar systems. Knowledge of internal controls, compliance processes, fraud prevention, or data governance. Additional European languages (French, German, Italian, etc.). Experience within an international or shared services environment

Nous recherchons actuellement un conducteur d'engins pour travailler à Hosingen sur une pelle (ACS pelle obligatoire). Le candidat doit être francophone. Date de démarrage : ASAP. Durée de la mission : longue si compétent.

We are looking for a SENIOR CORPORATE OFFICER to join the Legal and Domiciliation Team. Your mission will consist of contributing to the activities of the company and monitoring the corporate life of your own portfolio of investment funds (UCITS, AIFs, and non regulated vehicles). This is a hands on, senior corporate role combining corporate governance, investment fund work, and fiduciary operations. The position is much more legal than paralegal and requires someone comfortable drafting documentation, while also being pragmatic and willing to get involved in more operational and administrative aspects when required. You will play a central role in the day to day management of corporate and fund structures and act as a point of reference within a small team. Your Role • You will be responsible for handling your files from incorporation through to liquidation/dissolution for a range of investment funds. • You will prepare and organize board meetings, board packs, draft minutes and resolutions, and ensure complete follow up of the day to day legal administration. You will also coordinate the opening of bank accounts. • You will convene shareholder meetings, draft proxies and meeting minutes, and ensure proper recording of proxies, votes, and adopted resolutions. • You will ensure that statutory and regulatory filings are handled in a timely manner, including RCS / RBE filings, and manage the approval process of annual accounts. You will follow up on corporate events such as board directorship appointments, removals, and renewals. • You will liaise with internal and external stakeholders (auditors, notaries, banks, etc.). • You will follow up on and organize the signature of legal documents. • You will maintain physical and electronic archives of the company. • You will assist the legal team and support internal processes. Your Skills • You have 2 years of experience or more as a Corporate Officer in a PFS, Management Company, or AIFM in Luxembourg. You are autonomous in handling your files from incorporation to liquidation/dissolution. • You have managed a varied portfolio. You speak English fluently in order to integrate well into this new team. French or any other language is a plus. • A Bachelor's or Master's degree in Law, or any other qualification in the legal field, is a strong asset but not a requirement. • Your open mindedness and enthusiastic personality will be greatly appreciated by your colleagues, who also describe themselves as dynamic. • You have excellent organizational and communication skills, are a real team player, eager to learn, participate actively in projects, and continuously improve yourself. What You Can Expect • A permanent contract • A salary package in line with your experience and additional advantages (meal vouchers, performance bonus, homeworking facilities, extra holidays) • Being part of a stable, dynamic, and young team • Significant autonomy and freedom in your position, working without constant supervision while still having someone to turn to when needed Who We Are FundSight S.A. is a Luxembourg based Management Company and Alternative Investment Fund Manager (AIFM) dedicated to delivering high quality fund management and oversight services across a broad spectrum of asset classes. With a strong presence in the European financial ecosystem, FundSight supports asset managers, pension funds, and institutional investors by offering tailored solutions in fund setup, risk management, and portfolio management. The firm is recognized for its operational excellence, regulatory rigour, and commitment to innovation in the asset management industry. If you are interested in this opportunity, please send us your application letter (reference: “Senior Corporate Officer”), along with a detailed curriculum vitae in English, to the following email address: recruitment@fundsight.com Each application will be treated with the strictest confidentiality. Prior to the conclusion of the employment agreement, a copy of an official criminal record (bulletin no. 3), issued within the last 2 months, will be required for consultation purposes. SENIOR CORPORATE OFFICER FundSight S.A. • 106, route d'Arlon • L 8210 Mamer • RCS Luxembourg B 44.870

MLRO Luxembourg Hybrid - 3 days in the office, 2 from home We are an energetic and collaborative compliance team operating in a fast-paced environment, where no two days are the same, handling a wide range of cases and queries submitted by all departments while ensuring we consistently meet our regulatory obligations. As the business continues to grow, we are expanding the team to support increasing volumes of escalations, working closely with colleagues across different 3S Money jurisdictions. This role requires strong attention to detail, a proactive mindset, and confidence in communicating with stakeholders at all levels. As a MLRO, you will support the wider compliance team with financial crime investigations and contribute to wider compliance activities, alongside managing ad hoc tasks as required. Our Mission 3S Money is reinventing international finance. Founded in 2018, our mission is to help growing businesses securely send, receive and exchange money in over 65 currencies, across 190 countries. With offices in seven countries and over 200 employees, you'll be joining a high-energy, high-impact team that's achieved profitability and has a wealth of opportunity ahead. Our Culture We value and pride ourselves on caring personally, staying curious and achieving impact through collaboration, not competition. We're ambitious and pride ourselves on ownership for our roles and growth, where hierarchy is minimal, giving everyone a voice to drive positive change. What You'll Be Doing • Demonstrating strong knowledge and practical application of Luxembourg AML/CFT, sanctions and financial crime requirements applicable to a CSSF-regulated electronic money institution, including the Law of 12 November 2004, CSSF Regulation 12-02, relevant CSSF circulars and guidance, the Law of 10 November 2009 on payment services, and applicable EU regulations. • Developing and maintaining strong knowledge of EU and Luxembourg sanctions and restrictive measures requirements, including UN sanctions as implemented in Luxembourg, and understanding UK and US sanctions regimes where relevant for group risk, correspondent banking, counterparties, transactions or contractual obligations. • Confidently working with other senior management to provide up-to-date information for risk management and sanctions compliance and helping conduct assessments to measure any potential risk impacts to 3s Money. • Contributing to or leading awareness-raising and training for the first and second line of defence staff, including formal classroom training, workshop sessions, or informal Q&A sessions. • Undertaking special projects as needed or supporting the financial crime operations team on targeted risk issue remediation, taking ownership of specific tasks. • Reviewing compliance onboarding practices and documentation, liaising with the business as required, and making recommendations for improvements. • Supporting the CCO with the review, escalation and reporting of suspicious activity to the Luxembourg FIU, including preparation and documentation of internal suspicious activity reports, STR/SAR decisions, client exit recommendations, and related audit trail. • Communicating compliance and risk management requirements to internal and external clients, addressing queries and concerns, and assisting with the delivery of staff training. • Working closely with the CCO to ensure that all local requirements pertaining to Compliance and Financial Crime are closely tracked for changes, maintaining awareness of regulatory and legal changes in the Financial Crime space, and providing timely updates. • Acting as a delegated point of contact for Luxembourg authorities, including the CSSF and Luxembourg FIU. What we're looking for You are an experienced professional working in fintech or traditional banking preferably with a thorough knowledge of the financial crime risks which arise from corporate, institutional, or small-medium sized entities. Experience in correspondent banking, trade or merchant banking is a plus. You have a deep understanding of EU and UK regulations, industry standards and best practices. In addition: • Strong knowledge of Luxembourg AML/CFT and sanctions requirements applicable to CSSF-regulated financial sector professionals, ideally including experience with payment institutions, electronic money institutions, fintechs, correspondent/payment flows, trade-related payments, and corporate client risk. • Experience dealing with Luxembourg regulatory expectations, CSSF requests, FIU reporting, suspicious activity reviews, customer exits, enhanced due diligence, sanctions escalation, and audit-ready case documentation. • At least 5 years of relevant work experience / Financial Crime experience. • Ability to escalate risks promptly and appropriately and/or failure of standards to be met, to management. • Ability to analyse reports, identify failings and notify same together with recommendations for remediation. • Ability to multi-task and work to tight deadlines. • High ethical standards with the ability to handle sensitive and confidential matters with absolute discretion. • You are fluent in English; with any European language as an excellent benefit to the team. • Knowledge of the UK and EU regulatory environment and key financial crime regimes, and emerging trends. Any specialism in EU, UK or US sanctions regimes is a plus. In return for your hard work • Competitive Salary + Stock options (after 12 months) + Local Benefits • Clear progression opportunities within a high-performance environment where results are recognised and rewarded • Hybrid working setup in our wonderful city-centre office • We foster non-BAU projects in our team, we want you to explore new avenues and expand your expertise to benefit your professional pathway & our teams • And much, much more... Our commitment to you We are an equal opportunities employer We make recruiting decisions based on your skills and experience. Our passion and focus will always be to work with the best people. We're creating services for everyone, so it's imperative we work with everyone. Our diverse team has been the foundations to our success in building more efficient products, making better decisions and establishing an inclusive place to work.

Description des tâches : Ihre Aufgaben: ✔ Durchführung von Metallbau‑ und Schlosserarbeiten auf unseren Baustellen ✔ Montage von Fassaden, Fensterelementen und Türen ✔ Reparaturen und Wartungen ✔ Verständnis und Umsetzung der Montageunterlagen und technischen Zeichnungen Ihr Profil: ✔ Erfolgreich abgeschlossene Berufsausbildung im Bereich Fenster‑/Fassaden‑/Metallbau oder eine vergleichbare Qualifikation bzw. fundierte Erfahrung im Bereich Fenstermontage ✔ Mindestens 3 Jahre Berufserfahrung als Monteur wünschenswert ✔ Führerschein Klasse 3/B/BE von Vorteil ✔ Selbständiger Arbeitsstil und kundenorientiertes Auftreten ✔ Flexibilität, ausgeprägte Teamfähigkeit und Zuverlässigkeit Wieso sollten Sie bei der TMS arbeiten? ✔ Unbefristeter Arbeitsvertrag (40 Std./Woche) ✔ Familiengeführtes Unternehmen ✔ Weiterbildungs‑ und Karrieremöglichkeiten ✔ Vermögenswirksame Leistungen