IQ SOLUTIONS S.à r.l.
Luxembourg, LEUDELANGE
Job Title: Senior AML/KYC Consultant
About the Role
We are looking for an experienced Senior AML/KYC Consultant to join our Compliance & Regulatory Services team in Luxembourg. The ideal candidate will have a strong background in Anti-Money Laundering (AML), Know Your Customer (KYC), and Customer Due Diligence (CDD) processes across both corporate and retail banking environments. This role involves advising financial institutions and fund industry clients on regulatory compliance, conducting risk assessments, and supporting the implementation of robust AML/KYC frameworks aligned with Luxembourg and EU regulations.
Key Responsibilities
• Client Onboarding & Due Diligence Lead and perform KYC reviews for new and existing clients, covering corporate structures (including SPVs, funds, and holding entities) and individual retail clients.
• Assess complex ownership structures and perform beneficial ownership identification and verification.
• Ensure compliance with AML/CFT regulations, FATF recommendations, and CSSF Circulars.
• Regulatory Compliance & Risk Management Conduct AML risk assessments, client risk scoring, and ongoing transaction monitoring reviews.
• Advise clients on the implementation and enhancement of AML/KYC frameworks, policies, and internal controls.
• Support the drafting and updating of AML/KYC procedures and compliance manuals in line with regulatory updates.
• Prepare and assist with internal and external AML audits and CSSF inspections.
• Advisory & Reporting Act (depending of your experience) as a subject-matter expert (SME) on AML/CFT regulations for Luxembourg and EU jurisdictions.
• Provide training and workshops to clients or junior team members on AML/KYC requirements and best practices.
• Support Suspicious Activity Reporting (SAR/STR) processes and liaison with FIUs when required.
• Technology & Efficiency Work with AML/KYC platforms and tools (e.g., World-Check, Fircosoft, LexisNexis, Refinitiv, or equivalent systems).
• Contribute to digital transformation initiatives enhancing compliance automation and data integrity.
Profile
• Education: University degree in Law, Finance, Economics, or a related field.
• Experience: Minimum 3–6 years of AML/KYC experience within corporate and retail banking, consulting, or financial services.
• Technical Knowledge: In-depth understanding of AML/CFT regulatory frameworks (CSSF, FATF, 4th–6th EU AML Directives).
• Strong grasp of KYC/AML requirements for both legal entities and individuals.
• Experience with AML/KYC systems and data management tools.
• Soft Skills: Excellent analytical and problem-solving capabilities.
• Strong communication skills with the ability to interact confidently with clients and regulators.
• Proactive, detail-oriented, and capable of working autonomously or in a team.
• Languages: Fluency in English and French are mandatory; German or any other language is a strong asset.
Impostato 3 giorni fa